• Receive 5% Discount on each transaction

  • Receive 5% in Points to redeem anytime

  • Take home Layby, take the goods home today

  • Easy monthly repayments

  • No interest ever

  • 20% off shopping days

  • Exclusive in-store & online offers

  • A low $7.50 monthly fee if an Outstanding balance is due

  • $10 setup/annual fee & receive $10 in
    points to spend on your next visit

  • E-Statements or $2.00 postage fee if you choose to receive your statements by post

  • Shop online or in-store

  • Great for buying your school wear

  • Payment Options – In-Store, Online at BPay, Cheque, Money Order or by Phone on 1300 102 661

  • Instant approval by application Instore or Online

  • Friendly Call Centre available 7 days per week on 1300 102 661

If you would like more information regarding the new and exciting Lowes ZERO CARD please contact our Ezy-Way call centre on 1300 102 661 or you can email us at

Shopping the Ezy-Way

Purchase goods in store or online and pay no interest


Apply for a Lowes Zero Card in store or online, Ezy and hassle free, instant approval

Apply Online Now

Ezy-way has been established and has been successfully operated since 1975 and has thousands of loyal customers around Australia. We have a current Credit Licence so you know you are dealing with someone you can trust.

Ezy-way is the no fuss easy way to shop for your favourite items:

Ezy-way offers you hundreds of locations around Australia or online to get what you want when you want it. Apply online or in store, applications take minutes to complete and shop as soon as you are approved! Go online to track your spending or pay your account. Receive great benefits, special offers and weekly special buys.

Call Centre operating 7 days a week we can assist you on 1300 102 661

Easiest way to buy school wear!

Sally M., Customer

I buy all my big men’s clothes from Lowes and Ezy-Way helps me manage repayment.

Larry F., St Mary's

I enjoy the flexibility Ezy-Way has given me in buying clothes.

Paul H., Auburn

Quality clothes and at very reasonable prices…you can’t ask for more!

Terry W., North Sydney

Ezy-Way has helped my family manage our finances

Mohammed, Auburn

The Number of Succesful Zero Card Applications